Legal
Privacy.
Last updated April 2026
This page explains what AI Credit Ladder collects, how we use it, and the choices you have. We keep it plain because it should be understandable without a lawyer.
What we collect
- Email — when you sign in with a magic link or subscribe to the newsletter. We store the address, the consent text you agreed to, and the signup timestamp.
- Usage data — aggregate page views and click events (e.g. which offers get viewed). We do not build advertising profiles from this.
- Authentication cookies — required to keep you signed in. Handled by Supabase Auth.
What we do with it
- Deliver the site and the weekly newsletter you opted into.
- Unlock the gated fields on offer pages for signed-in users.
- Measure what is read and clicked so we know which listings are useful.
- We do not sell your email, ever. We do not rent it. We do not cross-sell it to third parties.
Third parties
Our stack includes Supabase (database and auth), Vercel (hosting), and — when enabled — Google AdSense for ad inventory and an email sender (Resend or Postmark) for transactional mail. These providers see only what they need to deliver their service.
External sites we link to (vendor credit programs) have their own policies. We do not control them.
Cookies & advertising
If and when AdSense is enabled, it may use cookies or similar technologies to personalise ads, and you can opt out via Google's Ad Settings. Strictly-necessary cookies (auth) cannot be disabled without losing the ability to sign in.
Your choices
- Unsubscribe from any newsletter with the link in the email.
- Request a full export or deletion of your data — email us.
- Sign out at any time via the header menu.
Contact
Questions go to hello@aicreditladder.com. We answer within a few business days.